<!DOCTYPE html>
<html>

<head>
    <meta charset="UTF-8">
    <title></title>
    <meta name="viewport"
          content="width=device-width,initial-scale=1,minimum-scale=1,maximum-scale=1,user-scalable=no"/>
    <link href="../../libs/mui.min.css" rel="stylesheet"/>
    <link href="../../css/main.css" rel="stylesheet"/>
    <link href="../../css/mine-help.css" rel="stylesheet"/>
</head>

<body>
<div class="head">
    <img id="back" src="../../images/all-left.png" alt="">
    <p>帮助中心</p>
</div>

<div class="content">
    <div class="big-title">
        <p class="small-title">小马贷款体系</p>
    </div>
    <p class="sub-title">极 简 舒 心</p>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>小马时贷APP有哪些功能？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>小马时贷提供市场上绝大部分主流的贷款产品以及信用卡申请服务，用户可以在APP上查看各类贷款产品详情以及提交申请，也可以在APP上办理申请信用卡，另外还可以在APP上进行贷款评估。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>小马时贷平台是否收费？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>小马时贷平台不向贷款用户收取任何中介费，服务费等一切费用。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>申请贷款后多久能出审核结果？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>您完成申请后，我们会及时为您审核，审核通过后会安排专人联系您，通常在5个工作日内，请您耐心等待。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>平台怎么保障我的注册隐私？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>平台严格遵守国家相关法律法规，对用户的隐私信息进行严格的保护。采用业界最先进的加密技术，设有严格的安全系统，用户的注册信息、账户收支信息都已进行高强度的加密处理，不会被不法分子窃取到，未经允许的员工不可获取相关信息，绝不会将账户信息、银行信息以任何形式透露给第三方。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>为什么申请贷款不通过？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>审核结果是由系统对您的资质进行综合评定给出的，审核不通过是因为您的资质不符合产品要求。您申请某个产品被拒绝后，还可以申请其他产品缓解资金需求。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>为什么申请信用卡不通过？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>信用卡申请审核需要通过银行征信系统进行综合评定，参考因素较多，如年龄，工作稳定性，收入情况，信用记录等等，若您多次申请多家银行均被拒，建议您查询个人的银行征信，查看是否有不良记录。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>逾期会有什么后果？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>在约定的还款日为还款，即为逾期。如果逾期还款，借款人要承担罚息，且在个人征信上留下不良记录。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>批卡额度怎么确定？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>批卡额度是银行根据申请人填写的个人信息所给出的，具体和学历，居住情况，工作情况，工资情况都有关系，每家银行的批卡额度也有所不同，但只要您保持良好的用卡习惯，银行会为您逐步提高额度。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>申请信用卡需要手续费吗？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>申请信用卡不需要手续费。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>申请贷款需要提交哪些资料？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>不同的贷款产品需要的资料不同，每一款产品都有列出所需的资料。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>借款成功后如何还款？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>不同的贷款还款方式不同，如平安银行的贷款产品，可通过平安银行的APP进行还款。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>如何申请贷款</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>您可以在我们APP首页顶部栏中选择适合你的产品，点进去可以查看到各类具体的贷款产品，点击申请贷款，填写提交资料后，我们会有专人联系您帮您办理贷款。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>如何申请办理信用卡</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>您可以在我们APP首页顶部栏中选择信用卡，点进去可以查看到各大银行信用卡详情，点击申请行用卡，填写提交资料后，会有专人联系您帮您办理申请信用卡。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>如何申请过桥垫资？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>申请过桥垫资服务需要提供借款人身份证，户口本，结婚证明，以及银行贷款资料（原件，复印件），如借款方是企业法人还需提供企业营业执照，企业代码证（原件，复印件），通过审核后，交本公司托管相关资料如贷款合同，借款人身份证原件，贷款卡（含密码）等，公司需交出企业公章，法人章，营业执照等，然后等待放款，借款人还款后，解除合约，归还所有托管资料。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>如何申请小额贷款？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>申请小额贷款需提供以下信息:姓名,身份证号码,现单位是否缴纳社保,教育程度,职业,是否有本地公积金,名下是否有房产,名下是否有车,信用情况,申请地等,我们有专人审核并联系借款人。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>如何成为小马时贷的信贷经理？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>接单经理分为银行经理和贷款中介，在APP首页底部点击加盟接单，选择我是银行经理或我是贷款中介按钮，点击进去填写上传资料提交申请。等待小马时贷工作人员审核通过后，即可成为小马时贷接单经理。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>接单经理如何在小马时贷平台赚钱？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>小马时贷平台设有分销功能，加盟小马时贷的接单经理可以邀请身边的朋友进驻小马时贷，成为接单经理，那么就可以获取一定的佣金。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>邀请接单经理进驻小马时贷，佣金如何算？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>小马时贷平台设有二级分销功能。假设，小马时贷接单经理A邀请B进驻，A即可获得B充值金额10%的佣金；B邀请C进驻，B即可获得C充值金额10%佣金，而A可获得C充值金额5%佣金；C邀请D进驻，C即可获得D充值金额10%，而B获得D充值5%佣金，A不再获得D充值佣金。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>如何成为小马时贷的会员？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>小马时贷首页底部，点击信贷助手，点击购买会员，付款后即可成为小马时贷会员，小马时贷会员99RMB/年。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>成为小马时贷会员可以享受什么优惠？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>成为会员即可免费订阅我们平台的所有贷款资料。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

    <div class="talk-box">
        <div class="head-img img-r fl">
            <img src="../../images/photo.jpg"/>
        </div>
        <div class="talk-all talk-r talk-le fl">
            <p>如何联系客服？</p>
            <div class="ri-acr arc-le"></div>
        </div>
    </div>
    <div class="talk-box">
        <div class="head-img img-r fr">
            <img src="../../images/mine-img2.png"/>
        </div>
        <div class="talk-all talk-r fr">
            <p>您好，联系客服人员可以直接关注小马时贷官方微信，直接搜索关注小马时贷，在对话框输入咨询问题即可。也可以直接拨打全国免费热线4000-168-138直接联系客服。</p>
            <div class="ri-acr"></div>
        </div>
    </div>

</div>


<div class="footer">
    <p>小马时贷客服热线:4000-168-138</p>
</div>

<script src="../../js/jquery-3.1.1.min.js"></script>
<script src="../../libs/mui.min.js" type="text/javascript" charset="utf-8"></script>
<script type="text/javascript">
    $('#back').on('tap', function () {
        mui.back()
    })

    /*document.addEventListener('plusready', function() {
     $('.small-title').on('tap', function() {
     console.log("Current APP: " + plus.runtime.appid);
     console.log( "Application(apk/ipa) version: " +plus.runtime.innerVersion);
     if(plus.runtime.arguments!=''){// 处理第三方传入的参数
     try{
     console.log(plus.runtime.arguments);
     var arg=JSON.parse(plus.runtime.arguments);
     }catch(e){
     console.log(e);
     mui.toast('打开失败！');
     }
     }
     //打开
     if(plus.os.name=='Android'){//包名
     plus.runtime.launchApplication({pname:'com.tencent.mm'},function(e){
     console.log(e);
     })
     }else if(plus.os.name=='iOS'){
     plus.runtime.launchApplication({action:"weixin://RnUbAwvEilb1rU9g9yBU"},function(e){
     console.log(e)
     })
     }
     })
     }, false);*/
</script>
</body>

</html>